Medicare is the federal health insurance program for:
- People who are 65 or older
- Certain younger people with disabilities
- People with End-Stage Renal Disease (permanent kidney failure requiring dialysis or a transplant, sometimes called ESRD)
There are many different types of health insurance, and understanding the differences is important in selecting the right coverage and using it appropriately. NABIP has developed a series of educational tools for consumers to explain many different aspects of private sector insurance.